How to convert PDF to Word for free

Introduction: Importance of PDF and Word Nowadays we use PDF files a lot for our daily work, studies or office. PDF is a format that looks the same on every device, but it is difficult to make changes in it. On the other hand, in a Word file, you can easily edit the text, change the formatting and prepare it according to your needs. Many times we need to convert PDF to Word, and the good thing is that you do not need to spend money for this. In this blog, we will tell you easy ways to convert PDF to Word for free. We will explain it in simple Hindi so that everyone can understand it. Why convert PDF to Word? Converting a PDF file to Word arises when you need to edit something in it, like changing the text, adding or deleting something. It is not easy to edit a PDF directly, but this task becomes very simple in Word. Whether you need to fill a form, prepare a project or convert a document, the Word format makes it easy. Now the question is how to do it for free? There are several w...
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Titles related to investment and tax saving:

Every year when the time comes to pay tax, most people worry about how to save tax? These are the top tax saving investments , which


1. ELSS (Equity Linked Savings Scheme)

What is ELSS?

ELSS is a mutual fund scheme that invests primarily in the equity market. It is taxable under section 80C

Why invest in ELSS?

• 3 years lock-in period (lowest)
• High return potential (up to 10-12%)
• Tax benefits + wealth creation
• Can also invest through SIP

2. Public Provident Fund (PPF)

What is PPF?

PPF is a safe investment scheme backed by the Government of India, in which you invest for 15 years . It also gives tax exemption under section 80C .

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Why invest in PPF?

• Government Guarantee - Risk free
• Interest rate - around 7.1%
• Completely tax free returns
• Safe long term investment

3. Sukanya Samriddhi Yojana (SSY)

What is SSY?

If you have a daughter, then this scheme is best for her future. It also provides tax exemption under section 80C .

Why invest in SSY?

• High interest rate - around 8%
• Useful for daughter's education and marriage
• Completely tax free returns
• Creates good funds in the long term

4. National Savings Certificate (NSC)

What is NSC?

This is also a safe investment which gives good interest over a period of 5 years and provides tax exemption under section 80C .

Why invest in NSC?

• Government backed scheme
• 6.8% interest rate
• Suitable for small investors
• Tax benefits

5. Life Insurance Policy

Why is life insurance necessary?

Life insurance is very important not only for saving tax but also for the safety of the family. The premium of insurance policies is exempted under section 80C and the maturity amount is also tax free (with certain conditions).

Which policy to choose?

• Term Insurance (Low premium, high protection)
• Endowment Policy (Insurance + Savings)
• ULIP (Insurance + Investment)

6. Employee Provident Fund (EPF)

What is EPF?

If you are employed, EPF is deducted from your salary. This also gives tax exemption under 80C and a good fund is created after retirement.

Why is EPF beneficial?

• Government security
• Interest rate - 8.15% (currently)
• Completely tax free returns
• Builds a large fund in the long term

7. Health Insurance

What is Health Insurance?

Health insurance is tax exempt under section 80D . If you take health insurance for yourself, family and parents, you can get a deduction of up to Rs 75,000.

Why is health insurance necessary?

• Healthcare Expenses Protection
• Tax exemption
• Financial Security
• Cashless treatment in major hospitals

8. NPS (National Pension System)

What is NPS?

NPS is a retirement plan in which you invest during your working life and get pension after retirement. It is eligible for deduction under section 80C and 80CCD(1B) .

Why choose NPS?

• Additional tax exemption of Rs 50,000
• Long term fund creation
• Government scheme, safe investment
• Pension benefits

What precautions should be taken in tax saving?

• Do not invest only to save tax, plan according to your needs and goals
. • Understand the returns, lock-in period and risk factor.
• Create a balanced portfolio like ELSS and PPF – so that you get both returns and protection
. • It will also be beneficial to take advice from a financial advisor.

Final Words (Conclusion)

Tax saving is not just a one year planning, but it is a part of long term financial planning . By choosing the right investment, you can save tax and also create a good fund for the future.

If you like this information, then definitely share it with your friends and family.
Do you need details about any specific investment scheme? Comment and tell us!

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