Why I Prefer Linux for Coding Projects

Why I Prefer Linux for Coding Projects Discover why Linux is my top choice for coding projects, from speed and stability to powerful developer tools, customization, and better workflow control. When I first started coding seriously, I didn’t think much about my operating system. I used whatever came preinstalled on my laptop and focused only on learning languages and frameworks. But as my projects became bigger and more complex, I slowly realized that the OS I was using was affecting my productivity. After switching to Linux, my entire coding workflow changed for the better. Today, Linux is not just an operating system for me, it’s a core part of how I build, test, and ship code. Freedom and Control That Actually Matters One of the biggest reasons I prefer Linux for coding projects is the level of control it gives me. Linux doesn’t force decisions on you. You decide how your system behaves, what runs in the background, and how resources are used. As a developer, this matters a lot. ...

Titles related to investment and tax saving:

Every year when the time comes to pay tax, most people worry about how to save tax? These are the top tax saving investments , which


1. ELSS (Equity Linked Savings Scheme)

What is ELSS?

ELSS is a mutual fund scheme that invests primarily in the equity market. It is taxable under section 80C

Why invest in ELSS?

• 3 years lock-in period (lowest)
• High return potential (up to 10-12%)
• Tax benefits + wealth creation
• Can also invest through SIP

2. Public Provident Fund (PPF)

What is PPF?

PPF is a safe investment scheme backed by the Government of India, in which you invest for 15 years . It also gives tax exemption under section 80C .

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Why invest in PPF?

• Government Guarantee - Risk free
• Interest rate - around 7.1%
• Completely tax free returns
• Safe long term investment

3. Sukanya Samriddhi Yojana (SSY)

What is SSY?

If you have a daughter, then this scheme is best for her future. It also provides tax exemption under section 80C .

Why invest in SSY?

• High interest rate - around 8%
• Useful for daughter's education and marriage
• Completely tax free returns
• Creates good funds in the long term

4. National Savings Certificate (NSC)

What is NSC?

This is also a safe investment which gives good interest over a period of 5 years and provides tax exemption under section 80C .

Why invest in NSC?

• Government backed scheme
• 6.8% interest rate
• Suitable for small investors
• Tax benefits

5. Life Insurance Policy

Why is life insurance necessary?

Life insurance is very important not only for saving tax but also for the safety of the family. The premium of insurance policies is exempted under section 80C and the maturity amount is also tax free (with certain conditions).

Which policy to choose?

• Term Insurance (Low premium, high protection)
• Endowment Policy (Insurance + Savings)
• ULIP (Insurance + Investment)

6. Employee Provident Fund (EPF)

What is EPF?

If you are employed, EPF is deducted from your salary. This also gives tax exemption under 80C and a good fund is created after retirement.

Why is EPF beneficial?

• Government security
• Interest rate - 8.15% (currently)
• Completely tax free returns
• Builds a large fund in the long term

7. Health Insurance

What is Health Insurance?

Health insurance is tax exempt under section 80D . If you take health insurance for yourself, family and parents, you can get a deduction of up to Rs 75,000.

Why is health insurance necessary?

• Healthcare Expenses Protection
• Tax exemption
• Financial Security
• Cashless treatment in major hospitals

8. NPS (National Pension System)

What is NPS?

NPS is a retirement plan in which you invest during your working life and get pension after retirement. It is eligible for deduction under section 80C and 80CCD(1B) .

Why choose NPS?

• Additional tax exemption of Rs 50,000
• Long term fund creation
• Government scheme, safe investment
• Pension benefits

What precautions should be taken in tax saving?

• Do not invest only to save tax, plan according to your needs and goals
. • Understand the returns, lock-in period and risk factor.
• Create a balanced portfolio like ELSS and PPF – so that you get both returns and protection
. • It will also be beneficial to take advice from a financial advisor.

Final Words (Conclusion)

Tax saving is not just a one year planning, but it is a part of long term financial planning . By choosing the right investment, you can save tax and also create a good fund for the future.

If you like this information, then definitely share it with your friends and family.
Do you need details about any specific investment scheme? Comment and tell us!

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