UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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How to Implement a Robust Data Backup Strategy?

Putting in place a robust data backup plan is essential to safeguarding your company against data loss brought on by hacker attacks, system malfunctions, or human error. Here's how to put together a reliable backup plan:

1. Determine Vital Information

Determine which data is most important for business operations first. Give important intellectual property, financial records, and customer records top priority.


2. Apply the 3-2-1 Guideline

Use the 3-2-1 backup strategy: store two copies of your data on various types of storage, maintain one copy off-site or in the cloud, and maintain three copies of your data (two backups and your production data).

3. Put Backup Procedures in Motion

Reduce human error and guarantee consistency by automating backups. Based on the criticality of the data, schedule regular backups to happen every day, every week, or as needed.


4. Make Use of Cloud Storage

Solutions for cloud storage are scalable and dependable. To safeguard your data and guarantee access even in the case of physical damage to local systems, use a cloud-based backup service.

5. Secure Backup Information

In order to avoid unwanted access or data breaches, make sure your backup data is encrypted while it's in transit and at rest.


6. Consistently Test Backups

Test your backups often to make sure they're operating correctly. Run through data recovery scenarios to make sure your backup plan is working.

7. Keep an eye on and revise backup procedures

As your company grows, keep an eye on your backup systems and update your backup procedures. When new hardware or software is introduced, update the procedures.



8. Verify Regulation Compliance

To stay out of trouble with the law, make sure your backup plan complies with any industry-specific rules like GDPR or HIPAA.

A solid backup plan reduces the possibility of data loss and ensures business continuity, keeping your operations safe and robust.





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