UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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How to create a strong password?


create a strong password

Having secure, one-of-a-kind passwords is crucial to protecting your online accounts in the current digital era, when cyber dangers are common. If your password is weak, hackers may be able to access your personal data. This is a thorough guide on making and keeping secure passwords:

Knowing the Strength of Passwords

A secure password need to be:

Complex: A mix of symbols, numerals, and capital and lowercase characters.

Unique: Varying depending on the account.

Long: 12 characters or more.

Memorable: Simple for you to recall yet challenging for others to figure out.

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Creating Strong Passwords

1.Avoid Common Passwords: Steer clear of easily guessable passwords like "password123" or "qwerty."

2. Make Use of a Password Manager: A password manager can create secure, one-of-a-kind passwords for every account you have and keep them safe.

3. Customize Passwords: Include private information that only you would know, but refrain from using information that might be easily guessed, such as pet names or dates of birth.

4. Use Passphrases: Construct strong passwords out of memorable phrases. "I Love My Cat, Fluffy" may be transformed into "IL0veMyC@tFluffY123."

5.Avoid Patterns: Steer clear of recurring patterns such as "123456" or "abcde."

6. Turn on Two-Factor Authentication (2FA): This increases security by requiring a second factor of verification, such a code sent to your phone.   

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Advice regarding Password Management

  • Update Passwords Frequently: To keep ahead of any dangers, change your passwords on a regular basis.
  • Keep an eye out for phishing attacks: Emails or texts requesting your password or personal information should be avoided.
  • Using distinct passwords for each account reduces the harm in the event that one of your accounts is hacked.
  • Steer clear of password sharing: Never give out your credentials to anybody, not even close friends or relatives.
  • Protect Your Electronic Devices: To stop unwanted access, secure your devices with biometric verification or strong passwords.

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Extra Security Procedures

  • Employ Biometric Authentication: For further protection, think about utilizing iris scanning, fingerprint, or face recognition.
  • Be Aware of Public Wi-Fi: Steer clear of sensitive data while using public Wi-Fi networks. To secure your internet traffic, use a VPN.
  • Stay Informed: Stay abreast on the most recent developments in cybersecurity and industry best practices.

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You may greatly improve your internet security and safeguard your important data by according to these recommendations. Keep in mind that your first line of defense against online attacks is a strong password.

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