UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...

How to use a VPN for beginners?

An anonymous internet connection is made possible via a Virtual Private Network (VPN), which is a secure network connection. A VPN can access region-locked material, circumvent regional limitations, and safeguard your privacy by encrypting your internet traffic.

VPN for beginners


Why Make Use of a VPN?

Security and privacy: By masking your IP address, a VPN makes it more difficult for websites and internet monitors to keep tabs on your activities. This can stop identity theft and safeguard your private data.
Avoid Geo-Restrictions: Depending on where you are, a lot of websites and streaming services block material. You can access stuff that is often inaccessible in your area by using a VPN.
Public Wi-Fi Security: When connecting to public Wi-Fi networks, which are susceptible to hacker attacks, you may safeguard your data by using a virtual private network (VPN).
Unblock restriction: In nations with repressive regimes, VPNs might assist you in getting around internet restriction.


Choosing a VPN

There are many VPN providers available, each with its own features, pricing, and server locations. When choosing a VPN, consider the following factors:

Security: Look for a VPN that uses strong encryption protocols like OpenVPN or WireGuard.
Server Locations: The more server locations a VPN has, the more options you'll have for bypassing geo-restrictions and accessing content from different regions.
Speed: A fast VPN connection is essential for streaming videos, downloading large files, and browsing the web without lag.
Privacy Policy: Read the VPN provider's privacy policy to understand how they handle your data. Look for providers with a no-logs policy.
Price: VPNs vary in price, so choose one that fits your budget.

Configuring a Virtual Private Network

1. Pick a VPN company: Depending on your requirements and financial constraints, pick a trustworthy VPN company.
2. Create an Account: Download the VPN client software for your computer, smartphone, or tablet and create a VPN account.
3. Install the VPN Client: Comply with the VPN provider's installation guidelines.
4. Connect to a Server: Select a server location after starting the VPN client. Your virtual IP address will be determined by the server location you choose.
5. Verify Your Connection: After connecting, you may use a website such as IP Address Lookup to confirm your IP address. Your real location should now be distinct from your IP address.


Using a VPN

Once your VPN is connected, you can browse the internet anonymously and access geo-restricted content. You may need to refresh the page or restart your browser to see the changes take effect.

Additional Tips

Kill Switch: If the VPN connection stops, some VPNs contain a kill switch feature that instantly cuts off your internet access. This safeguards your privacy in the event of unforeseen disconnections.
Split Tunneling: With this function, you may decide which websites or apps should utilize your regular internet connection and which should use the VPN connection.
VPNs: Free and Paid Free VPNs could be alluring, but they sometimes offer drawbacks like slower speeds, fewer server locations, and data use caps. Generally speaking, paid VPNs provide superior features and performance.


By following these steps and considering the factors mentioned above, you can effectively use a VPN to enhance your online privacy, security, and access to content.      

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