UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...

How to Create an Effective Disaster Recovery Plan for Your IT Infrastructure.

In the event of a disaster, minimizing downtime and data loss requires a strong disaster recovery (DR) plan. This is a step-by-step tutorial that will help you create a disaster recovery plan that works for your IT infrastructure:

1. Evaluate the risks and pinpoint the weaknesses

Analyze possible risks to your IT infrastructure, such as hardware malfunctions, cyberattacks, or natural disasters. You can more effectively prioritize tasks and address vulnerabilities if you are aware of the risks.


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2. Describe Data and Critical Systems

Determine which data, applications, and systems are the most important and need to be restored as soon as possible to ensure business continuity. Make recovery strategies a priority for the systems that are critical to your everyday business operations.

3. Establish Rehabilitation Goals

Establish goals for recovery points (RPO) and recovery times (RTO). RTO specifies the speed at which systems must be restored, whereas RPO uses the backup frequency to calculate the acceptable level of data loss.


4. Make routine backups of your data

Make sure you regularly and automatically backup important data. Maintain backups in several places, such as cloud-based or offsite storage, to ensure availability in the event of an emergency.

5. Establish a Plan for Clear Communication

Create a communication plan that specifies how important parties, such as partners, clients, and staff, should be informed in the event of a crisis. Make sure the plan has channels of communication and contact details.


6. Keep a Record of Your Rehabilitation Processes

Describe in detail the particular actions needed to restore data, applications, and systems. This entails assigning responsibilities to each task and giving guidance on how to retrieve important resources.

7. Consistently Test the Plan

Regularly practice disaster recovery exercises to evaluate the plan's efficacy. Several disaster scenarios can be simulated to help find gaps and enhance the overall plan.


8. Assign Accountabilities and Positions

Ascertain that each team member is aware of their responsibilities during the healing process. Assign precise responsibilities to people or groups and give them training so they are equipped to carry out the plan.

9. Maintain Security While Recovering

Make sure data and systems are safe from future attacks when restoring systems. In order to prevent vulnerabilities during the recovery process, implement security protocols.

10. Consistently review and update the plan

Regularly review and update your disaster recovery plan to account for changes in staff, technology, or business operations as your IT infrastructure develops.


In summary

The damage that unforeseen events can do to your IT infrastructure can be reduced with an efficient disaster recovery plan. You can make sure your company can bounce back quickly and effectively by planning ahead, establishing clear goals, and conducting frequent plan testing.

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