UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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What Security Benefits Can Identity and Access Management (IAM) Offer?

 1. Access Control that is Centralized

By centralizing user access, IAM lowers the possibility of unwanted access.


2. MFA, or multi-factor authentication

MFA increases security by requiring several different ways to verify identity.

3. Access Control Based on Roles (RBAC)

RBAC minimizes privilege misuse by limiting access based on user roles.


4. Provisioning and De-provisioning Automated

Employee access management is timely thanks to automated procedures.

5. Support for Audit and Compliance

IAM makes compliance easier to audit by providing comprehensive logs and reports.


6. Improved User Interface

Simplified logins lead to an enhanced user experience with streamlined access.

7. Diminishes Human Error

Automating tasks lowers the risk of unintentional security breaches.


8. Better Monitoring and Visibility

Monitoring in real-time makes it easier to identify and address questionable activity.

9.Combining with Additional Security Instruments

For a more robust security posture, IAM integrates with other security tools.


10. Scalability for Expanding Companies

IAM ensures consistent security procedures by scaling with your business.

In brief:

By automating user management, utilizing multi-factor authentication, and centralizing access control, Identity and Access Management (IAM) improves security. It is essential for organizations because it improves security, lowers human error, supports compliance, and grows with the company.

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