UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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How Can a Scalable Microservices Architecture Be Constructed?

1. Decoupling Design

To prevent bottlenecks, make sure every microservice runs independently and minimizes dependencies.


2. Adopt an API-First Perspective

To enable services to interact effectively and develop without causing disruptions, use well-defined APIs.

3. Put Auto-Scaling in Place

To automatically scale services based on demand, use orchestration tools like Kubernetes or cloud-native features.


4. Apply Containerization

Use containers (like Docker) to deploy services so that scaling is easier and consistency is maintained across environments.

5. Use Architecture Driven by Events

Incorporate event-based asynchronous communication to improve responsiveness and service decoupling.


6. Make Configuration Management Centralized

For consistency across services, manage configurations centrally using tools such as Consul or Spring Cloud Config.

7. Observe and Record Frequently

Use centralized logging and monitoring (Prometheus, ELK stack, etc.) to preserve performance and obtain insights.


8. Assure Tolerance of Faults

To handle service interruptions politely, build in failsafe measures such as circuit breakers and retries.

9. Enhance Database Access

For each microservice, use a different database, and select the appropriate kind (SQL/NoSQL) based on the requirements of the service.

10. Give security top priority

To safeguard services, use security best practices like identity management, encryption, and API gateways.



Using this method will assist you in creating a microservices architecture that will grow with your needs.

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