UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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Which Approaches Make IT Disaster Recovery Planning Effective?

 For the purpose of reducing downtime and data loss during unforeseen incidents, effective IT disaster recovery planning is essential. Ten essential tactics to make sure your company is ready are listed below:

1. Perform a Risk Evaluation

  • Determine the risks and weaknesses that could affect your IT infrastructure, such as hardware malfunctions, cyberattacks, and natural disasters.


2. Create a thorough disaster recovery strategy.

  • Make a comprehensive plan that includes roles and duties and describes the actions to be performed before to, during, and following a disaster.

3. Use data backup mechanisms

  • To guarantee data availability and integrity, regularly backup important data using automated solutions and store copies off-site or in the cloud.

4. Define the Recovery Point and Recovery Time Objectives (RPO)

  • Establish acceptable downtime (RTO) and data loss (RPO) thresholds in order to prioritize and create realistic recovery objectives.

5. Develop a Plan for Communication

  • Create a clear communication plan to tell all relevant parties—employees, clients, and partners—during a crisis.


6. Consistently test and update your plan

  • Regularly assess the efficacy of your plan through disaster recovery drills and simulations, and adjust as needed depending on the results.

7. Make an Exchange Purchase

  • Use redundant infrastructure and technologies, such as network failovers and backup servers, to guarantee that business continues even in the event of a calamity.


8. Educate Your Group

  • To guarantee that your IT personnel and other pertinent staff members are knowledgeable about the disaster recovery plan and capable of carrying it out, give them frequent training.

9. Keep an eye on and maintain your IT setup

  • Keep an eye out for possible problems with your IT systems at all times, and schedule routine maintenance to keep things running smoothly and avoid failures.

10. Record the Takeaways

  • To continuously enhance your disaster recovery plan, keep a record of the things that went well and the things that didn't after each test or real disaster event.

These techniques can help your company create a strong IT disaster recovery plan that will save downtime and guarantee a speedy recovery from any unforeseen incident.

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