UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...
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What Are the Best Practices for Continuous Threat Exposure Management (CTEM)?

To efficiently reduce risks, Continuous Threat Exposure Management (CTEM) uses a number of best practices, including:

1. Real-time Monitoring: Keep an eye out for threats and vulnerabilities in networks, systems, and applications.



2. Risk Assessment: Evaluate and rank potential threats according to likelihood and possible impact on a regular basis.

3. Patch Management: To lessen vulnerabilities, promptly implement security updates and patches.



4. Incident Response: To quickly handle security breaches, create and implement an incident response plan.


5. User Education: Train staff members on cybersecurity awareness and recommended practices.



6.Access Control: Put robust authentication and access controls in place.

7.Backup and Recovery: Test recovery techniques and keep frequent data backups.



8. Compliance and Regulations: Adhere to all applicable cybersecurity laws, rules, and guidelines.

Organizations can improve their capacity to efficiently manage and mitigate risks by implementing these practices.






 

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