UPI vs Digital Wallet: What’s the Difference?

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In today's digital age, people don't like to carry cash. Now everything has become online - whether it is shopping, paying bills or transferring money. The two most popular digital payment options in India are UPI (Unified Payments Interface) and Digital Wallet. Many people consider these two to be the same, but in reality their working method, features and benefits are different. In this blog, we will learn in detail what UPI and digital wallet are, how they work, and what are the main differences between them. What is UPI? The full form of UPI is Unified Payments Interface. It was launched by NPCI (National Payments Corporation of India) in 2016. UPI is a system through which you can transfer money directly from your bank account to another person's bank account - that too without entering IFSC code, account number, just by mobile number or UPI ID. Main advantages of UPI: Send or receive money directly from your bank Real-time transactions Available 24x7 ...

How to avoid malware attacks on your PC?

in today's digital age, the use of computers and the Internet has become an important part of our lives. We search the Internet every day, send emails, shop online, and even do banking. But the more we use the Internet, the greater the risk – especially of malware attacks

. Malware is a dangerous software that can enter your computer and steal your information, slow down the system, or even block it completely. Therefore, it is very important to know how we can protect our computer from these threats.



In this blog, we will understand in detail what malware is, how it spreads, and how we can avoid it – that too in very easy Hindi.

What is malware?

Malware is a type of malicious software that sneaks into your computer, laptop or mobile and steals your data or damages the device without your permission.
There are many types of it, such as:

  • Virus

  • Trojans

  • Spyware

  • Adware

  • Ransomware

  • Worm

Each type of malware works differently but all have the same goal – to harm your system and personal information.

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How does malware get onto your computer?

Malware can enter your system in many ways. Some of the common ways are:

  1. Clicking on fake email links or attachments

  2. Downloading unknown software or apps

  3. Visiting fake websites

  4. Use of pirated software

  5. Inserting a USB or hard drive without scanning

  6. Clicking on pop-up ads

  7. Opening unknown links sent on social media

Now the question is, what should we do to avoid this?

15 easy and effective ways to avoid malware

  1. Always use original and updated antivirus
    Install a good and reliable antivirus software in your system. Such as - Windows Defender, Avast, Kaspersky, Bitdefender etc. Keep updating them from time to time.

  2. Keep automatic system updates turned on
    Windows or Mac periodically sends updates to keep your system safe. These updates contain security patches that help fight new malware. So never ignore updates.

  3. Beware of fake emails:
    If you receive an email from an unknown person with a link or file attached, do not open it without thinking. Many times such emails contain ransomware or viruses.

  4. Do not use pirated software
    Free software is often full of viruses. Always download original software and stay away from cracked or mod versions.

  5. Open websites carefully,
    always open websites that start with https://. If a website looks unsafe, do not visit it.

  6. Do not click on pop-up windows
    Many times pop-ups suddenly open on websites which say “Your computer is infected, scan immediately.” Never click on such pop-ups.

  7. Adopt two-factor authentication
    Use 2FA on your email, banking and other important accounts. This will prevent anyone from logging in even if they steal your password.

  8. Keep the firewall on
    Windows or any good antivirus has a firewall feature that blocks external threats. Always keep it on.

  9. Scan before connecting USB device:
    Before connecting any pen drive, hard drive or memory card, scan it with antivirus.

  10. Install browser extensions with caution
    Many times advanced extensions in Google Chrome or Firefox bring malware. Install only trusted extensions.

  11. Avoid unknown Wi-Fi networks
    Be cautious while using public Wi-Fi (such as railway stations, cafes, etc.). Hackers can easily steal your information on these networks.

  12. Clean your browser regularly.
    Clear your browser history, cache, and cookies. This removes spyware and tracking scripts.

  13. Use strong passwords
    Create a strong and unique password for each account. For example, instead of P@ssw0rd123, create something like this: #Ravi_2025$@Gmail

  14. Don't forget to keep a backup
    Always keep a backup of your important files and documents on a hard drive or cloud. If the computer gets hacked, the data will remain safe.

  15. Do research on Google before installing any software.
    Always read about any new app or software before downloading it. Check its reviews, user comments and ratings.

What to do if your computer is already infected with malware?

If your system is already infected with malware, follow the steps below:

  • Run your computer in safe mode

  • Install a good antimalware tool (like Malwarebytes)

  • Scan the entire system and delete the detected files

  • Change all passwords

  • Backup important data

  • You can also choose to reset Windows if nothing else works

conclusion

Malware is a huge threat today, but with a little caution and the right security measures, you can keep your computer safe. Always use an updated antivirus, avoid fake links, and double-check any unknown software before downloading it.
If you follow all the steps mentioned above, you can avoid 99% of malware attacks.


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