UPI vs Digital Wallet: What’s the Difference?

Therefore, every internet user must know some basic cybersecurity tips so that he can keep himself safe online. In this blog, we will know in very simple Hindi – what is cybersecurity, why is it important and what important things you should keep in mind.
What is Cybersecurity?
Cybersecurity means keeping your information, devices, and accounts safe on the Internet.
It protects:
From hackers
From viruses and malware
From online fraud and scams
Data theft and misuse of personal information
What are cyber threats?
Phishing: Stealing your personal information by creating a fake email or website
Hacking: Breaking into your accounts, mobile or computer without permission
Malware and viruses: Software that harms your device
Ransomware: A virus that locks your files and demands money
Identity Theft: Stealing your identity (e.g. Aadhaar, Password) and doing wrong
Now let us know some important and easy tips which every internet user should follow.
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1. Create strong passwords and change them frequently
Include uppercase letters, numbers, and special characters in your password
As:Mera@Pass1234
Keep a different password for each account
Change your password every 3-6 months
Don't write down passwords, use a password manager
2. Turn on two-factor authentication (2FA)
Whenever a website gives you the option of 2FA, make sure to turn it on. This will allow you to login not just with a password, but with an OTP or app code. This doubles your security.
3. Don't click on unknown emails, links or messages
If you receive a suspicious email that says things like “You won!”, “The bank is going to close!”, or “Transfer money” – be cautious
Do not open any file or link without thinking
Note: Government agencies never ask for password or OTP via email or SMS
4. Make sure to have antivirus software on your device
Install a good antivirus on both your mobile and computer
Scan periodically
Do not download free or cracked versions from the internet – this may cause viruses
5. Share limited information on social media
Do not share your mobile number, address, school/office information with everyone
Do not post personal things on public posts
Do not accept friend requests from strangers
6. Be cautious of public Wi-Fi
The free Wi-Fi available in hotels, railway stations, malls etc. is not always safe
Use a VPN if necessary
Don’t do online banking or shopping using public Wi-Fi
7. Keep your software and apps updated
Update your system, apps, and browser regularly
Older versions have security flaws
Keep the automatic update option on
8. Keep your mobile locked
Use passcode, pattern or biometric lock
Keep features like “Find My Device” turned on so the phone can be located if it is stolen
9. Check the security of websites (HTTPS)
Whenever you open a website, see if the URL https://
starts with
If the site has a lock (🔒) icon, understand that the website is secure
Do online shopping or banking on similar websites
10. Think before sharing personal data
Check the permissions of any app or website before giving it access
Provide as much information as necessary
Do not share your Aadhaar, PAN, bank details with anyone
11. Be careful in banking and digital payments
Do not share your UPI PIN with anyone
Be careful with stranger calls on your mobile phone
If someone says “Your KYC is over” – don’t believe it immediately, contact the bank yourself
12. Take regular backups
Backup important files, photos, documents from time to time
You can save it to a pen drive, hard disk or cloud (Google Drive, Dropbox)
With this, if your system gets hacked or the data gets deleted, you can get it back
13. Teach online safety to children too
Tell children who they should and should not talk to on the Internet
Use parental control apps
Teach children not to share private information
14. How to report cybercrime?
If you become a victim of online fraud, hacking or cybercrime, report it immediately:
www.cybercrime.gov.in
Contact your nearest cyber cell
Call 1930 (Cyber Fraud Helpline)
Conclusion
Cybersecurity is important not just for IT experts but for every common internet user.
A little caution can save you from major losses. Do use the internet, but be cautious. Remember – “Safety lies in caution.”
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